Find your path to ownership
Mortgage that works for you.
What we do
Cumberland Mortgage Works handles the mortgage side so you can handle the rest. We work with conventional loans, FHA, VA, and USDA products. We refinance existing mortgages. We close loans in all fifty states. The process is straightforward, the paperwork is managed, and you know where you stand at every step.
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Home purchase
Whether you're buying your first home or your fifth, we'll structure a loan that fits your situation. You bring the down payment and steady income. We bring the expertise to move it forward without delay.
Explore purchase loans -
Refinance
Your circumstances change. Interest rates move. If refinancing makes sense for your finances, we'll walk you through it clearly and close the deal without unnecessary friction.
See refinance options -
Construction to permanent
We finance new construction loans and convert them to permanent mortgages when the build is done. One application. One closing team. Continuity from start to finish.
Start your application
Resources
Mortgage basics explained plainly. Understanding loan types, down payment options, closing costs, and the timeline from application to closing. Read what you need when you need it.
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What borrowers say
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Get in touch
Call, email, or fill out a form. We respond during business hours. If you prefer to work with someone specific, we'll connect you with the right loan officer for your needs.
Get in touch
- Phone (615) 555-0164
- Fax (615) 555-0147
- Email wizard-v3-msop3lo8@example.test
Hours
- Monday to Friday 8 AM to 6 PM
- Saturday 10 AM to 2 PM
- Sunday Closed